Note: If you are looking buy or sell OTC Market Pink Sheet stocks, please Contact us prior to submitting an application.

Mandatory Documentation: Please print and submit the following to Trading Direct.

1. • Individual Account Application & Agreement

Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • Account Transfer Form
2. • ACH Electronic Funds Transfer Agreement
3. • Margin Agreement & Disclosure Statement
4. • Options Trading Agreement
5. • Cash Plus Banking Features Upgrade Check writing, debit card, online bill pay.

Note: If you are looking buy or sell OTC Market Pink Sheet stocks, please Contact us prior to submitting an application.

Mandatory Documentation: Please print and submit the following to Trading Direct.

1. • Joint Account Application & Agreement

Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • Account Transfer Form
2. • ACH Electronic Funds Transfer Agreement
3. • Margin Agreement & Disclosure Statement
4. • Options Trading Agreement
5. • Cash Plus Banking Features Upgrade Check writing, debit card, online bill pay.

Mandatory Documentation: Please print and submit the following to Trading Direct.

1. • Custodial Account Application & Agreement

Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • Account Transfer Form
2. • ACH Electronic Funds Transfer Agreement
3. • Options Trading Agreement

Mandatory Documentation: Please print and submit the following to Trading Direct.

1. • Corporate Account Certification
2. • Account Application & Agreement
3. • Account Application Supplemental Form
4. • FinCen Attestation form
5. • Photocopy of articles of incorporation executed by state office responsible for registering corporation.
6. • Photocopy of IRS letter confirming issuance of the corporation's tax id number (Letter approving form SS-4 application).
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Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • Account Transfer Form
2. • ACH Electronic Funds Transfer Agreement
3. • Margin Agreement & Disclosure Statement
4. • Options Trading Agreement
5. • Cash Plus Banking Features Upgrade Check writing, debit card, online bill pay.

Note: International corporate accounts are not accepted. US only.

Mandatory Documentation: Please print and submit the following to Trading Direct.

1. • Partnership Certification
2. • Account Application & Agreement
3. • Account Application Supplemental Form
4. • FinCen Attestation form
5. • Photocopy of your Partnership Agreement. (This document shows the details of your establishment, bylaws, ownership structure, etc).
6. • Photocopy of IRS letter confirming issuance of the entity's tax id number. Letter issued by IRS after approving "Form SS-4" application for new tax id number.
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Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • Account Transfer Form
2. • ACH Electronic Funds Transfer Agreement
3. • Margin Agreement & Disclosure Statement
4. • Options Trading Agreement
5. • Cash Plus Banking Features Upgrade Check writing, debit card, online bill pay.

Mandatory Documentation: Please print and submit the following to Trading Direct.

Please print and mail the following forms to Trading Direct...

1. • LLC Certification
2. • Account Application & Agreement
3. • Photocopy of LLC Articles of Organization.
4. • Photocopy of IRS letter confirming issuance of the LLC's tax id number. Letter issued by IRS after approving "Form SS-4" application for new tax id number.
5. • Account Application Supplemental Form
6. • FinCen Attestation form


7. • IRS W-9 form
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Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • Account Transfer Form Transfer an entire account or individual securities.
2. • ACH Electronic Funds Transfer Agreement
3. • Margin Agreement & Disclosure Statement
4. • Options Trading Agreement
5. • Cash Plus Banking Features Upgrade Check writing, debit card, online bill pay.

Mandatory Documentation: Please print and submit the following to Trading Direct.

• • Account Application & Agreement
• • Sole Proprietor Certification
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Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • Account Transfer Form Transfer an entire account or individual securities.
2. • ACH Electronic Funds Transfer Agreement
3. • Margin Agreement & Disclosure Statement
4. • Options Trading Agreement
5. • Cash Plus Banking Features Upgrade Check writing, debit card, online bill pay.

• • Transfer on Death Agreement
• This form may be submitted by itself to update existing individual or joint account. (If your taxable account has yet to be opened, please also submit a New Account Application).
  
  Notes:
  TOD accounts cannot be opened in all 50 US States. Visit Uniform Law Commission site for list of states.
  
  If naming a trust as beneficiary, also submit theTrustee Certification form.
  
  Adding to editing a TOD designation on an account may incur a $60 fee. Please contact us prior to submitting the form.

Mandatory Documentation: Please print and submit the following to Trading Direct.

1. • Trustee Certification
2. • A photocopy of your trust agreement.
3. • Photocopy of IRS letter confirming issuance of the trust's tax id number. (Submit only if Trust uses a separate tax id number instead of your social security number).
4. • Account Application & Agreement
5. • Account Application Supplemental Form (Submit one form for each additional trustee).
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Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • ACH Electronic Funds Transfer Agreement
2. • Margin Agreement & Disclosure Statement
3. • Options Trading Agreement
4. • Cash Plus Banking Features Upgrade Check writing, debit card, online bill pay.
5. • Account Transfer Form
6. • Letter of Authorization-Internal Transfer

Mandatory Forms:

• IRA Adoption Agreement
• New Account Application

Optional Forms:

• Options Agreement (covered call options)
• Account Transfer Form

For Reference:

• • IRA Custodial Agreement and Disclosure Statement
• Traditional IRA eligibility:
  • In general, as of 2018, you can establish and make contributions to an IRA if you received taxable compensation during the year and have not yet reached the age of 70 1/2 by the end of the year. Generally, contributions may be made up to the lesser of 100% of compensation or $5,500 ($6,500 for individuals over the age of 50) in 2018.
  • In general, as of 2019, you can establish and make contributions to an IRA if you received taxable compensation during the year and have not yet reached the age of 70 1/2 by the end of the year. Generally, contributions may be made up to the lesser of 100% of compensation or $6,000 ($7,000 for individuals over the age of 50) in 2019.
  • If you maintain multiple IRA accounts, the maximum contribution to all of the accounts can not exceed these totals. An IRA for any year may be opened and funded at anytime before the due date for filing your tax return, not including any extensions.
  • Read IRS Publication 590-A, chapter 1, for current information.
• Rollover IRA eligibility: In general, if you received an eligible rollover distribution from your IRA, employer's qualified pension, profit sharing or stock bonus plan, annuity plan, or tax sheltered annuity plan (403(b) plan), you can roll over all or part of it into an IRA. Rollover contributions must be made by the 60th day after the day you receive a distribution from your IRA or employer's plan in order to continue their tax-deferred status.

• Mandatory Forms:
• • ROTH IRA Adoption Agreement
• • New Account Application for an IRA

• Optional Forms:
• • Options Agreement (covered call options)
• • Account Transfer Form


• For Reference:
• • Roth IRA Custodial Agreement and Disclosure Statement
• Roth IRA eligibility: For eligibility rules and contribution limits, see IRS Publication 590-A, chapter 2.
• Traditional IRA vs. Roth IRA comparison: Unlike contributions to a Traditional IRA, contributions to a Roth IRA are not deductible. Generally, distributions from a Roth IRA are tax-free if held for at least five years and used for a qualified purpose such as reaching age 59, disability, first home purchase, or death.
  Contributions may be made after age 70. No required minimum distribution rules apply. Traditional IRAs may be converted to Roth IRAs provided the taxpayers adjusted gross income is under the limit.

• Mandatory Forms:
• New Account Application for an IRA
• Adoption Agreement for SEP IRA
• IRS Form 5305-SEP


• Optional Forms:
• Options Agreement (Write covered call options.)
• Account Transfer Form (Transfer or rollover a retirement account from another financial institution.)


• For Reference:
• IRA Custodial Agreement and Disclosure Statement

• SEP IRA eligibility: Any employer, including a sole proprietor with no employees, can establish a SEP for the benefit of all eligible employees. The owner of the business is also considered an employee who is eligible to receive a SEP contribution. Due to everchanging tax laws, refer to IRS Publication 560 for further details.

Instructions:
In order for a beneficiary (Inheritor) to receive/liquidate assets from the deceased's IRA, the Inheritor needs to follow these steps (which can be taken by mailing in all forms at once):

In order to open an Inherited IRA account, submit the followings forms:

• • Inherited IRA Adoption Agreement (Form is not required for spousal beneficiary with existing similar IRA at Trading Direct)
• • IRA Beneficiary Required Election
• • New Account Application (Form is not required for spousal beneficiary with existing similar IRA at Trading Direct)
• • Death Certificate (a photocopy will suffice)
• • Letter of Authorization -Internal Transfer

After assets have been transfered from Deceased's IRA to Inherited IRA, a final distribution may be taken from the Inherited IRA, by completing the IRA Distribution Form.

For Reference, you may also read:

• • Inherited IRA Custodial Agreement & Disclosure
• • IRS Publication 590-A, chapter 1 "What if You Inherit an IRA?".

Instructions:
In order for a beneficiary (Inheritor) to receive/liquidate assets from the deceased's ROTH IRA, the Inheritor needs to follow these steps (which can be taken by mailing in all forms at once):

In order to open an Inherited ROTH IRA account, submit the followings forms:

• Inherited Roth IRA Adoption Agreement (Form is not required for spousal beneficiary with existing similar IRA at Trading Direct)
• New Account Application (Form is not required for spousal beneficiary with existing similar IRA at Trading Direct)
• IRA Beneficiary Required Election
• Death Certificate (a photocopy will suffice)
• Letter of Authorization -Internal Transfer

After assets have been transfered from Deceased's IRA to Inherited ROTH IRA, a final distribution may be taken from the Inherited ROTH IRA, by completing the IRA Distribution Form.

For Reference, you may also read:

• Roth IRA Custodial Agreement and Disclosure Statement
• IRS Publication 590-A, chapter 1 "What if You Inherit an IRA?".

• Mandatory Forms:
• • Coverdell Education Savings Adoption Agreement
• • New Account Application
• Optional Forms:
• • Options Agreement (covered call options)
• • Account Transfer Form


• For Reference:
• • Education Savings Custodial Agreement & Disclosure Statement
• Education Savings Account Eligibility: Refer to IRS pub. 970 (chapter 7) for information regarding income limits, qualified education expenses, contribution limits, & distributions.

For account owners that have reached 18-21 years of age, complete & mail the below forms in order to change account registration from custodial to individual.

Mandatory forms:

1. • A copy of the now former minor's birth certificate or drivers license (or goverment issue non-driver id card)
2. • Individual Account Application & Agreement
3. • Letter of Authorization- Internal Transfer

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Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • Account Transfer Form
2. • ACH Electronic Funds Transfer Agreement
3. • Margin Agreement & Disclosure Statement
4. • Options Trading Agreement
5. • Cash Plus Banking Features Upgrade Check writing, debit card, online bill pay.

Scenario: An individual account owner has passed away. The estate's executor/estate administrator will need to submit the forms & follow instructions below. This will open an estate account and transfer the assets to it.

Mandatory Documentation: Please print and submit the following to Trading Direct.

1. • Court Appointment/Letters Testamentary (a photocopy will suffice).
2. • Death Certificate (a photocopy will suffice)
3. • Account Application Supplemental Form
4. • Photocopy of IRS letter confirming issuance of the estate's tax id number (EIN).
   If you have yet to apply for an EIN, visit the IRS website at https://www.irs.gov/forms-pubs/about-form-ss-4 in order to submit form SS-4.
5. • Letter of Authorization- Internal Transfer
6. • Account Application & Agreement
   Account will be titled as...
   Estate of John Doe
   Jane Doe Executor/trix
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Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • Account Transfer Form
2. • ACH Electronic Funds Transfer Agreement
3. • Margin Agreement & Disclosure Statement
4. • Options Trading Agreement
5. • Cash Plus Banking Features Upgrade Check writing, debit card, online bill pay.

If either the primary owner or the joint owner from a joint account has passed away, the surviving owner will need to submit the below documents. This will open a new individual account (or a new joint account, with a new account holder, if so desired). Assets will then be transferred from the joint account to the new account.

Mandatory Documentation: Please print and submit the following to Trading Direct.

1. • Account Application & Agreement
2. • Letter of Authorization- Internal Transfer
3. • Death Certificate (a photocopy will suffice)

Optional Forms: Submit only if interested in any of the other account attributes/features below.

1. • Account Transfer Form
2. • ACH Moneylink Electronic Funds Transfer
3. • Margin Agreement & Disclosure Statement
4. • Options Trading Agreement
5. • Cash Plus Banking Features Upgrade Check writing, debit card, online bill pay.

Mandatory Documentation: Please print and submit the following to Trading Direct.

1. • Letter of Authorization- Internal Transfer
2. • Photocopy of the death certificate.
3. • Account Application & Agreement
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Optional Forms:

1. • Margin Agreement & Disclosure Statement
2. • Options Trading Agreement

In order to update an account title, trustee, or beneficiary information, please submit the following forms:

• • An updated Trust Certification form.
• • An updated Account Application & Agreement form.
• • Account Application Supplemental Form
• • A photocopy of the updated trust agreement (if applicable)
• • A photocopy of the former trustee's death certificate (if applicable)

If the social security/tax id (EIN) number has changed, a new account will need to be opened. In addition to the above forms, please also submit the following:

• • W-9 Taxpayer Identification Number form.
  
• • Letter of Authorization- Internal Transfer

For any other scenerio, please Contact Us.